By Meredith Knight
Buying a home can be the single most meaningful investment you make over the course of your life. The home is the heart of the family, providing a backdrop to milestones, memories, and daily moments. Jay Cruz of Security National Mortgage Company (SNMC) wants clients to feel confident in the decision they make, so he strives to make the home buying process a breeze.
As a professional loan originator, Jay focuses on individual solutions to meet a client’s unique needs according to their financial situation. SNMC offers great options for a wide variety of new loans as well as refinancing options and down payment assistance. “I want to simplify the process of homeownership and help as many families as possible fulfill their dreams of owning a home,” Jay says. He prides himself on communicating clearly and openly with his clients. No question is too small, and Jay is always available with a prompt explanation.
It’s important to Jay that people know home ownership is an accessible goal. “Some people believe you have to have excellent credit and a big down payment to buy a home, but that’s not true,” he says. In most cases he and the team at SNMC can help clients with credit scores starting at 580. And the down payment? “Don’t worry,” says Jay, “We have programs that can help with the down payment and closing costs. We want to make this dream come true for you.”
Jay was born and raised in Texas and knows what it’s like to raise a family here. He married his high school sweetheart and together they have two boys, Devin, who is 18, and 15-year-old Angel. Both boys play football, and weekends in the Cruz family are usually filled with football games, football practice—and more football games. “It’s a great feeling being on those sidelines and seeing my boys play the game they love,” says Jay.
Jay’s clients have said they were shocked and delighted at how smoothly the lending process went once they found him. Some had been waitlisted or turned away by other lenders before Jay happily took them on. These proud homeowners rave at how swiftly they arrived at their goal, and how Jay makes what can sometimes be a difficult process seem so easy.
Jay has been awarded Security National Mortgage Company’s Presidents Club award seven years running and was nominated to be among The National Association of Hispanic Real Estate Professional’s Top 250 Mortgage Originators in the country in 2020, all for exceeding our clients’ expectations while providing world class service.
Call Jay today for a free consultation to find out how he can help you on your journey to a new home.
124 W. Main Street
Mansfield, Texas 76063